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FEATURES
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BENEFITS
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SILVER
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GOLD
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SUBSCRIPTION FEES
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“After using the free version for short a time, I realised that paying a subscription
fee could actually save me money.”
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Free
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$12.95 per month,
(automatically charged to your Credit Card)
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TRANSACTIONS
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“This is easy and fun to use!”
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Customise your Asset, Liability, Income and Expense Categories.
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Use the Categories that come as standard with Lifestyle Planner and then Add, Delete
or Amend them to customise them to your specific circumstances.
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Record details for all your Assets.
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Keep detailed records of all your belongings like Purchase details, Model and Serial
Numbers, etc. in one place for Insurance purposes. Let’s face it; we all need to
do this just in case!
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Record details for all of your Liabilities (debts).
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Keep detailed records of Credit Providers, Repayment Amounts, Interest Rates, etc.
Once again, keeping this information in one place assists when you need quickly.
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Compare your Assets to your Liabilities
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This comparison determines how much you are worth in financial terms. Wouldn’t that
be good to know!
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Mark your Expenses as either Essential or Non-essential.
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This helps you determine whether you are wasting money on things that really aren’t
that important. Are you?
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Mark your Expenses as Tax Deductible.
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This can assist in determining your taxable Income and it ensures that you don’t
pay too much tax.
N.B. Always talk to your Accountant or Tax Adviser regarding the tax deductibility
of expenses.
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Upload your Bank Account, Loan Account and Credit Card transactions automatically
into your Lifestyle Planner account after downloading them from your Internet Banking
Service.
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There is therefore minimal data entry on your part.
Once uploaded, all of your transactions appear as if by magic, ready for you to
allocate and analyse.
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Allocate all of your banking transactions into their own categories for later analysis.
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Find out where your money actually goes.
You can categorise your Income, Expenses, Assets and Liabilities to get a complete
view of your finances.
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View all transactions by their Category or Account Names.
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As if an Accountant had organised your financial data for you.
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View your financial data graphically.
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Graphs and charts help you to get a snapshot of your financial data.
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BUDGETING
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“I could never remember when bills were due and I kept being charged late payment
fees. Not anymore...”
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Create and Maintain a future Budget.
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Budget for the receipt of Income or Fixed and Variable Expenses monthly or whenever
they occur.
Budgets can be established for individuals, households or for your small business.
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View your Budget for the next 12 months.
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Determine which months of the year are “heavy” expense months and plan early to
meet those expenses when they are due.
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Receive Upcoming Expense alerts as soon as you login to your Lifestyle Planner account.
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Never miss another expense’s due date again and avoid those late payment fees.
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Compare Budgeted amounts with Actual amounts as they occur.
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Learn from the past and adjust your future spending habits to ensure you can maintain
your lifestyle and begin to save and invest in your future.
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Set savings Goals and watch your progress towards them.
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Saving for a car, a holiday, a major event or to establish an investment plan has
never been easier. Watch your savings grow as you control your expenses and get
those things that earning a living is all about.
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COACHING
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“I have never been very good with money and although Lifestyle Planner assisted,
I felt that I needed extra help. My Coach was understanding, encouraging and kept
me on track. I have a personal trainer at the gym so why not a Lifestyle Freedom
Coach.”
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Enlist the services of an accredited Lifestyle Freedom Coach.
NB. Lifestyle Freedom Coaches will have online ‘read only’ access to your financial
data for coaching purposes.
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For an additional fee, you can access a Lifestyle Freedom Coach at the press of
a button.
Get personalised help to:
• establish your budget,
• Motivate you to achieve goals and keep within set expense limits,
• monitor and track your progress and
• assist with tips, suggestions and strategies for success.
This ensures you get the things in life that you want and need.
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Communicate with your Coach using the Lifestyle Planner messaging system.
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All communication with your Coach is logged and saved in your account area.
Never lose an email again.
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FINANCIAL PLANNING
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“I don’t have the skills required to build my own wealth (and I want to be wealthy),
that’s why I use a Financial Planner”.
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Enlist the services of a fully qualified Financial Planner and gain Platinum
Membership status.
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Find a Financial Planner in your area who can assist with providing specific financial
advice and formulate investment strategies particular to your needs.
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Obtain more accurate Financial Planning investment advice.
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Your Financial Planner will have online ‘read only’ access to your financial data
ensuring that advice is based on your actual financial position and not just estimations
ensuring the advice given is accurate and appropriate for your situation.
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Complete an on-line “Fact Finder”.
(Platinum Members Only)
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Prepare yourself for a visit to your Financial Planner by providing a snapshot of;
• your current financial position,
• your financial goals and objectives,
• your insurance requirements and
• your investment preferences, all online.
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Complete an online Financial Planning “Risk Profile”.
(Platinum Members Only)
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Also prepare yourself for a visit to your Financial Planner by answering an online
questionnaire to help determine the most appropriate investment strategies to suit
your needs.
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Communicate with your Financial Planner using the Lifestyle Planner messaging system.
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All communication is logged and saved in your account area.
Never lose an email again.
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SAFETY AND CONVENIENCE
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“I don’t give my Internet Banking Username and Password to anyone!”
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Your data remains safe and secure.
NB. Gold Members who enlist a Lifestyle Freedom Coach or a Financial Planner
using the web application will be allowing ‘read only’ access to their financial
data.
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You do not use, nor will we ever ask for your Internet Banking Username and
Password while using the Lifestyle Planner web application. Not like
some other online budgeting and money management web applications do. This ensures
your privacy and peace of mind.
All your financial data is encrypted with 256 bit encryption technology allowing
secure transmission and storage on our remote firewalled web and database servers.
Your Lifestyle Planner account Password is user defined with alpha numeric characters.
Do not give your Password to anyone else unless you want them to gain access to
your account.
You will automatically be logged out of your account after a short period of keyboard
and mouse inactivity requiring you to re-input your Username and Password to regain
access. You will also be logged out when you close your web browser
Lifestyle Planner is not an Internet Banking service. No one can gain
access to your money.
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Access your account from any web enabled computer.
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Because Lifestyle Planner is a web based application, you can login to your account
from any web enabled computer anywhere in the world to view and update your data.
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Maintain all of your personal and Credit Card details from within your account Profile.
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Keep your data up to date yourself so your Lifestyle Planner service is constantly
maintained.
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