 |
Identify “Money Munchers” Ever wondered where you money goes? Lifestyle Planner shows you where you are spending your money and more importantly where you are wasting it. Lifestyle Planner can also show you where you are being charged fees so you can possibly avoid them. |
|
Discover savings opportunities By knowing where you money is going, you can pinpoint areas of wastage, detect trends or developing ‘bad’ habits. By controlling your expenses you can build wealth faster
and redirect that money into savings and investments. |
|
Reduce your debt With the benefit of seeing all your financial details in the one place, you can identify which debts are the most expensive and detrimental to your budget. You can also use your savings or identified surplus cash to pay off your debts faster. |
|
Changing behavioural patterns over time Detecting where ‘bad’ habits have developed or are forming is the first step in addressing these problems. |
|
Know what you can and cannot afford Creating a clear picture of what funds are available and knowing when you are nearing set limits makes the decision process a ‘no brainer’. You can also assess your ability to upgrade Lifestyle Planner to Gold Membership level for a small monthly fee and determine whether you can afford it. |
|
See how your cash flows Gain a clear understanding of where your money goes (including cash).
What is coming in, what is going out, what is available and what you can expect in the future. |
|
Gain control of your finances By being proactive rather than reactive in how you spend. You are now in command of your money deciding where you can spend less or directing any savings or surplus towards reducing debts or achieving set savings goals. |
|
Develop management skills for cash, cards and accounts Lifestyle Planner allows you to learn as you go which will provide guidance along the way. |
|
Tax help (Gold members only) Track you tax deductible expenses ready for your accountant/tax adviser come tax return time. |